Africa's Unified Payments API

One integration for all mobile money across Sub-Saharan Africa. Accept payments, send payouts, and unlock commerce across Sub-Saharan Africa.

Available balance
$12,480.30
📱 💳
Real-time settlement
VISA
Mastercard
Ξ

Why PayAlo?

Discover what makes PayAlo the preferred choice for African mobile money

Pan-African Reach

One API to connect to every major mobile money provider in Sub-Saharan Africa, simplify payments, and expand fast.

Developer-Ready

Sandbox environments, RESTful API, prebuilt widgets, and instant onboarding for fast implementation.

Enterprise Performance

High availability, robust security, clear dashboards, and direct settlement so you control your money.

Ironclad Reliability

99.999% uptime, zero chargebacks, and direct settlement architecture with no pooled accounts.

Zero Chargebacks

Mobile money transactions are final with no chargeback risk, protecting your revenue and cash flow.

Massive Scale

1+ million transactions daily, powering over $100 million monthly volume across Sub-Saharan Africa.

How it Works

Simple integration for mobile money across Sub-Saharan Africa in three steps

01

Integrate

One API plug-in, built for web or app, sandbox-ready for fast implementation.

02

Go Live

Mobile money payments or payouts across multiple African countries.

03

Monitor & Settle

Full transparency: track transactions, download reports.

Features at a Glance

Comprehensive mobile money solutions designed for African businesses

Payments & Payouts

Collect deposits, issue refunds, and disburse in bulk - whatever your workflow requires

Enterprise Dashboard

Real-time monitoring, reconciliation logs, and schedule automation

Direct Settlement Architecture

Funds remain under your control, with no pooled accounts or unnecessary delays

Security & Reliability

ISO-compliant, PCI-level guardrails, 99.999% uptime, no chargebacks

Mobile Money Network

Connect to every major mobile money provider across Sub-Saharan Africa

Sandbox Environment

Full testing environment with prebuilt widgets for rapid development

Bulk Operations

Process multiple payments and payouts simultaneously with batch processing capabilities

Open Source SDKs

Community-driven libraries and tools for faster development across multiple programming languages

African Coverage

Mobile money and e-wallets across Sub-Saharan Africa

SSA
Coverage Region
1m+
Daily Transactions
$100m+
Monthly Volume
99.999%
Uptime SLA

We support mobile money and e-wallets across:

Benin, Cameroon, Congo Brazzaville, Ethiopia, Liberia, Uganda, Tanzania, Zambia, Mozambique, Senegal, Guinea, Kenya, Ivory Coast, DRC, Rwanda, with more coming soon.

Who It's For

Tailored solutions for businesses of all sizes and industries

E-commerce Platforms

Boost online sales with seamless checkout experiences and multiple payment options for global customers.

  • One-click payments
  • Mobile optimization
  • Abandoned cart recovery

Enterprise Businesses

Scale payment operations with advanced features, custom integrations, and dedicated support teams.

  • Custom API solutions
  • Dedicated account management
  • Enterprise SLA guarantees

SaaS Companies

Streamline subscription billing and recurring payments with intelligent retry logic and dunning management.

  • Subscription management
  • Usage-based billing
  • Automated invoicing

About Payalo

Innovation at the heart of financial technology

Payalo has been at the forefront of financial technology innovation for over a decade, serving enterprise clients worldwide with cutting-edge payment solutions. Our team of world-class engineers and financial experts have built Payalo to address the complex challenges of modern digital commerce.

With Payalo, we're not just processing payments – we're enabling the future of commerce. Our platform is built to support startups, scale-ups, and enterprise teams with reliable cross-border payment infrastructure.

10+
Years Experience
$1B+
Processed Annually
24/7
Operations & Support

Ready to Transform Your Payment Experience?

Join businesses worldwide who trust Payalo for their payment processing needs. Get started today with our developer-friendly APIs and comprehensive documentation.

No setup fees
24/7 developer support
Free sandbox environment